Get rewards for saving and investing

Fox reinvents banking for the 21st century: rewards for your savings and investments, automatic budgeting and investing, and the most fun you can have while doing so

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Everything you expect from an online bank plus...

Rewards for savings

Get rewarded for achieving your savings goals

Fun finances

Have fun while managing your money

Social reinforcement

Encourage each other - only if you want to

Bank or app

Setup a bank account or connect your existing one

Saving money is hard but we will make it easy

Every time you achieve your savings goals, we will award you with:

  • points
  • in-app rewards
  • discounts

We are constantly adding partner companies so there is something for everyone.

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Fun and smart money management

Unlimited Pockets

Pockets are digital wallets (savings accounts) to organise your different savings goals and various expenses.

Subscriptions management

 Stop losing money on forgotten and unwanted subscriptions — block upcoming charges without contacting their customer support. 

Auto-savings methods

From periodic amount transfers to minimum balance setting to round-up savings, choose the effortless and effective savings method that fits you.

Artificial Intelligence & Fun Finances

  • Our Artificial Intelligence projects your expenses and savings goals so you know how much you can spend. Get lively reminders to keep you on track.
  • Manage your money through short and fun interactions. 
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Use social to build your financial muscle (optional)

Social reinforcement helps good habits. If you turn the feature on, keep yourself and your private list of friends encouraged in achieving goals through social profiles, leaderboards, indirect statistics, and others. 

No direct actual information about your account will be visible to anyone other than you.

Financial growth through gamification and social reinforcement

Banking doesn’t have to be boring. 
We help you define your financial goals, keep them, and reward you for achieving them.

Available soon!

Invest in stocks, ETFs, cryptocurrencies, and others

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Our Plans

Free

Free bank account
0 monthly
  • ✓ Free German IBAN account
  • ✓ Free Fox card (excl. delivery)
  • ✓ No fee ATM withdrawal up to €200/m
  • ✓ Unlimited savings pockets and goals
  • ✓ In-app savings points
  • ✓ Fun financial management tools and tips
  • ✓ Social banking (optional)
  • ✓ Salary advance
  • ✗ Round up payments and other easy-saving options
  • ✗ Discounts and rewards for savings​
  • ✗ Subscriptions management​​​​​
  • ✗ Disposable virtual cards​​​​

Full account

Full featured bank account
6,99 Monthly
  • ✓ Free German IBAN account
  • ✓ Premium card - exclusive designs
  • ✓ No fee ATM withdrawal up to €400/m
  • ✓ Unlimited savings pockets and goals
  • ✓ In-app savings points
  • ✓ Fun financial management tools and tips
  • ✓ Social banking (optional)
  • ✓ Salary advance
  • ✓ Round up payments and other easy-saving options
  • ✓ Discounts and rewards for savings
  • ✓ Subscriptions management
  • ✓ Disposable virtual cards

Connect

Connect your existing bank
3,99 Monthly
  • ✗ Free German IBAN account​
  • ✗ Free Fox card (excl. delivery)
  • ✗ No fee ATM withdrawal up to €400/m
  • ✓ Unlimited savings pockets and goals
  • ✓ In-app savings points
  • ✓ Fun financial management tools and tips
  • ✓ Social banking (optional)
  • ✓ Salary advance
  • ✓ Round up payments and other easy-saving options
  • ✓ Discounts and rewards for savings
  • ✓ Subscriptions management
  • ✗ Disposable virtual cards​​​​