
Get rewards for saving and investing
Fox reinvents banking for the 21st century: rewards for your savings and investments, automatic budgeting and investing, and the most fun you can have while doing so
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Everything you expect from an online bank plus...
Rewards for savings
Get rewarded for achieving your savings goals
Fun finances
Have fun while managing your money
Social reinforcement
Encourage each other - only if you want to
Bank or app
Setup a bank account or connect your existing one
Saving money is hard but we will make it easy
Every time you achieve your savings goals, we will award you with:
- points
- in-app rewards
- discounts
We are constantly adding partner companies so there is something for everyone.

Fun and smart money management

Unlimited Pockets
Pockets are digital wallets (savings accounts) to organise your different savings goals and various expenses.

Subscriptions management
Stop losing money on forgotten and unwanted subscriptions — block upcoming charges without contacting their customer support.

Auto-savings methods
From periodic amount transfers to minimum balance setting to round-up savings, choose the effortless and effective savings method that fits you.

Artificial Intelligence & Fun Finances
- Our Artificial Intelligence projects your expenses and savings goals so you know how much you can spend. Get lively reminders to keep you on track.
- Manage your money through short and fun interactions.



Use social to build your financial muscle (optional)
Social reinforcement helps good habits. If you turn the feature on, keep yourself and your private list of friends encouraged in achieving goals through social profiles, leaderboards, indirect statistics, and others.
No direct actual information about your account will be visible to anyone other than you.
Financial growth through gamification and social reinforcement
Banking doesn’t have to be boring.
We help you define your financial goals, keep them, and reward you for achieving them.
Available soon!
Invest in stocks, ETFs, cryptocurrencies, and others
- Simplified and automatic investing
- Multiple investment options - from risk-based to ESG-focused (Environmental, Social, Governance)
- Optional: Try investing using "play money" to see how you do before using real money

Our Plans
Free
Free bank account-
✓ Free German IBAN account
-
✓ Free Fox card (excl. delivery)
-
✓ No fee ATM withdrawal up to €200/m
-
✓ Unlimited savings pockets and goals
-
✓ In-app savings points
-
✓ Fun financial management tools and tips
-
✓ Social banking (optional)
-
✓ Salary advance
-
✗ Round up payments and other easy-saving options
-
✗ Discounts and rewards for savings
-
✗ Subscriptions management
-
✗ Disposable virtual cards
Full account
Full featured bank account-
✓ Free German IBAN account
-
✓ Premium card - exclusive designs
-
✓ No fee ATM withdrawal up to €400/m
-
✓ Unlimited savings pockets and goals
-
✓ In-app savings points
-
✓ Fun financial management tools and tips
-
✓ Social banking (optional)
-
✓ Salary advance
-
✓ Round up payments and other easy-saving options
-
✓ Discounts and rewards for savings
-
✓ Subscriptions management
-
✓ Disposable virtual cards
Connect
Connect your existing bank-
✗ Free German IBAN account
-
✗ Free Fox card (excl. delivery)
-
✗ No fee ATM withdrawal up to €400/m
-
✓ Unlimited savings pockets and goals
-
✓ In-app savings points
-
✓ Fun financial management tools and tips
-
✓ Social banking (optional)
-
✓ Salary advance
-
✓ Round up payments and other easy-saving options
-
✓ Discounts and rewards for savings
-
✓ Subscriptions management
-
✗ Disposable virtual cards