
The most engaging bank
Fox reinvents banking for the 21st century. Get rewards for saving, budget smartly and easily, and be encouraged with your progress.
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Everything you expect from an online bank plus...
Rewards for savings
Get rewarded for achieving your savings goals
Fun finances
Manage your money and keep track of your expenses while having fun
Social accountability
Encourage each other by sharing goals and progress indirectly - only if you want to
Bank or app
Setup a bank account or connect your existing one
Saving money is hard but we will make it easy
Every time you achieve your savings goals, we will award you with:
- points
- in-app rewards
- discounts
We are constantly adding partner companies so there is something for everyone. Saving money has never been more rewarding.

Fun and smart money management

Pockets
Pockets are digital wallets (savings accounts) to organise your different savings goals and various expenses. Setup as many pockets as you want.

Subscriptions management
Stop losing money on forgotten and unwanted subscriptions — block upcoming charges without contacting their customer support.

Round up payments
Automatically round up payments to help you set aside savings without noticing, or choose other methods that are equally effortless and effective

Artificial Intelligence & Education
- Our Artificial Intelligence projects your expenses and savings goals so you know how much you can spend. Get lively reminders to keep you on track.
- Learn about your finances through short and fun interactions. No boring analytics.



Use social to build your financial muscle (optional)
Social accountability is a strong enforcer of good habits. If you turn the feature on, keep yourself and your private list of friends encouraged in achieving savings goals through social profiles, leaderboards, indirect statistics, and others.
No actual information about your account will be visible to anyone other than you.
Financial growth through gamification and social accountability
Banking doesn’t have to be boring.
We help you define your financial goals, keep them, and reward you for achieving them.

Easy money transactions
Withdraw cash for free
Send, request money, or split bills with friends and family instantly
Transfer money abroad - absolutely with no hidden fees

Secure mobile banking
- Fingerprint touch or faceID for fast and secure login
- Optional notification on your phone for every spending so you stay on top of it all
- Mastercard 3D secure that you can easily lock and unlock on your app
Available soon!
Invest in stocks, ETFs, cryptocurrencies, and others
- Simplified investing - understand everything!
- Multiple options - from automated risk classes to ESG-focused investments (Environmental, Social, Governance)
- Optional: Try investing using "play money" first to see how you do before using real money

Our Plans
Free
Free bank account-
✓ Free German IBAN account
-
✓ Free Fox card (excl. delivery)
-
✓ No fee ATM withdrawal up to €200/m
-
✓ Unlimited savings pockets and goals
-
✓ In-app savings points
-
✓ Fun financial management tools and tips
-
✓ Social banking (optional)
-
✓ Salary advance
-
✗ Round up payments and other easy-saving options
-
✗ Discounts and rewards for savings
-
✗ Subscriptions management
-
✗ Disposable virtual cards
Full account
Full featured bank account-
✓ Free German IBAN account
-
✓ Premium card - exclusive designs
-
✓ No fee ATM withdrawal up to €400/m
-
✓ Unlimited savings pockets and goals
-
✓ In-app savings points
-
✓ Fun financial management tools and tips
-
✓ Social banking (optional)
-
✓ Salary advance
-
✓ Round up payments and other easy-saving options
-
✓ Discounts and rewards for savings
-
✓ Subscriptions management
-
✓ Disposable virtual cards
Connect
Connect your existing bank-
✗ Free German IBAN account
-
✗ Free Fox card (excl. delivery)
-
✗ No fee ATM withdrawal up to €400/m
-
✓ Unlimited savings pockets and goals
-
✓ In-app savings points
-
✓ Fun financial management tools and tips
-
✓ Social banking (optional)
-
✓ Salary advance
-
✓ Round up payments and other easy-saving options
-
✓ Discounts and rewards for savings
-
✓ Subscriptions management
-
✗ Disposable virtual cards