The most engaging bank

Fox reinvents banking for the 21st century. Get rewards for saving, budget smartly and easily, and be encouraged with your progress.

coming to

Everything you expect from an online bank plus...

Rewards for savings

Get rewarded for achieving your savings goals

Fun finances

Manage your money and keep track of your expenses while having fun

Social accountability

Encourage each other by sharing goals and progress indirectly - only if you want to

Bank or app

Setup a bank account or connect your existing one

Saving money is hard but we will make it easy

Every time you achieve your savings goals, we will award you with:

  • points
  • in-app rewards
  • discounts

We are constantly adding partner companies so there is something for everyone. Saving money has never been more rewarding.

Fox Money

Fun and smart money management

Pockets

Pockets are digital wallets (savings accounts) to organise your different savings goals and various expenses. Setup as many pockets as you want.

Subscriptions management

 Stop losing money on forgotten and unwanted subscriptions — block upcoming charges without contacting their customer support. 

Round up payments

Automatically round up payments to help you set aside savings without noticing, or choose other methods that are equally effortless and effective

Artificial Intelligence & Education

  • Our Artificial Intelligence projects your expenses and savings goals so you know how much you can spend. Get lively reminders to keep you on track.
  • Learn about your finances through short and fun interactions. No boring analytics.
Fox Feature
Fox Social

Use social to build your financial muscle (optional)

Social accountability is a strong enforcer of good habits. If you turn the feature on, keep yourself and your private list of friends encouraged in achieving savings goals through social profiles, leaderboards, indirect statistics, and others. 

No actual information about your account will be visible to anyone other than you.

Financial growth through gamification and social accountability

Banking doesn’t have to be boring. 
We help you define your financial goals, keep them, and reward you for achieving them.

Easy money transactions

Withdraw cash for free

Send, request money, or split bills with friends and family instantly

Transfer money abroad - absolutely with no hidden fees

Fox Bank Security

Secure mobile banking

Available soon!

Invest in stocks, ETFs, cryptocurrencies, and others

Fox Markets

Our Plans

Free

Free bank account
0 monthly
  • ✓ Free German IBAN account
  • ✓ Free Fox card (excl. delivery)
  • ✓ No fee ATM withdrawal up to €200/m
  • ✓ Unlimited savings pockets and goals
  • ✓ In-app savings points
  • ✓ Fun financial management tools and tips
  • ✓ Social banking (optional)
  • ✓ Salary advance
  • ✗ Round up payments and other easy-saving options
  • ✗ Discounts and rewards for savings​
  • ✗ Subscriptions management​​​​​
  • ✗ Disposable virtual cards​​​​

Full account

Full featured bank account
6,99 Monthly
  • ✓ Free German IBAN account
  • ✓ Premium card - exclusive designs
  • ✓ No fee ATM withdrawal up to €400/m
  • ✓ Unlimited savings pockets and goals
  • ✓ In-app savings points
  • ✓ Fun financial management tools and tips
  • ✓ Social banking (optional)
  • ✓ Salary advance
  • ✓ Round up payments and other easy-saving options
  • ✓ Discounts and rewards for savings
  • ✓ Subscriptions management
  • ✓ Disposable virtual cards

Connect

Connect your existing bank
3,99 Monthly
  • ✗ Free German IBAN account​
  • ✗ Free Fox card (excl. delivery)
  • ✗ No fee ATM withdrawal up to €400/m
  • ✓ Unlimited savings pockets and goals
  • ✓ In-app savings points
  • ✓ Fun financial management tools and tips
  • ✓ Social banking (optional)
  • ✓ Salary advance
  • ✓ Round up payments and other easy-saving options
  • ✓ Discounts and rewards for savings
  • ✓ Subscriptions management
  • ✗ Disposable virtual cards​​​​